No one gets in their vehicle one day and plans to have a car accident. But you can plan to be prepared if you are ever involved in an auto accident. Whether it’s a minor fender bender or a major accident involving hospitalization or death, you’ll want an Auto Insurance policy to ensure that you’re covered.
Even the smallest amount of vehicle damage can cost hundreds—or even thousands—of dollars to fix. That’s an unexpected expense that you may not be able to afford. And if you or someone else sustains a minor or serious injury, you’ll want to be covered for that as well.
Your Auto Insurance Policy will have certain standard coverages:
At McClintock Insurance, your agent will prepare an insurance policy that fits your needs and your budget. No two insurance policies are alike because no two people’s insurance needs are alike. We’ll make sure that you meet the state’s minimum coverages required by law and have enough coverage to take care of your needs.
We offer insurance on many types of vehicles:
Your Auto Insurance policy may also include options for other features:
Your McClintock Insurance agent will also help determine if you are eligible for any insurance discounts:
If you suffered a catastrophic loss, how much would it cost to rebuild your home? How much would it cost to replace all of your appliances? Your clothes? Your furniture? Your electronics? Your personal items? It’s truly a staggering number.
That’s why we want to help provide you with peace of mind. When you insure your home through McClintock Insurance, we’ll guide you through the process of determining the value of your home and your belongings. And we’ll also consider the inflation rate when we determine any replacement values.
Homeowners Insurance policies will cover damage to physical structures and personal possessions on the premises, including repair and/or replacement.
Your Homeowners Insurance policy will also cover you for liability. That is, if someone is injured or their own property is damaged while on your premises, then you can choose coverage limits for these circumstances. Your liability coverage will include any reasonable and necessary medical expenses up to your policy limit, regardless of fault.
Your Homeowners Insurance policy will also cover your for additional living expenses. So if you experience a total or partial loss of your home, your policy will cover the expense of a temporary residence while your home is being repaired or rebuilt.
If you own high-value items, such as art, collectibles, jewelry, electronic equipment, etc., you may want to opt for additional coverage on your policy for the potential loss and replacement of these items.
McClintock Insurance can automatically adjust your coverage limits when your policy renews. So the insured value of your property and possessions will keep up with inflation.
The typical Homeowners Insurance policy covers property damage from several causes*:
* Please refer to your insurance policy for a complete list of covered property and covered losses.
The typical Homeowners Insurance policy does not cover property damage from several causes*:
* Please refer to your insurance policy for a complete list of covered property and covered losses.
The smartest people prepare for life’s accidents and unexpected events. Working with a professional life insurance agent can help make these essential decisions easier for you.
From determining coverage amounts to payment schedules and beneficiaries, we’ll help you every step of the way.
Your McClintock Insurance insurance agent will help ensure that your family and loved ones are provided for when they will need it most. You can choose from Term Life Insurance or Whole Life Insurance for you and any member of your family. And we have rates that will fit both your budget and lifestyle.
That’s a lot of what-ifs, but this situation has happened to many people—and caught them off guard without the ability to pay. We never know the situations that life may send our way. So you may need to protect the future of you and your family from any major claims or lawsuits.
Personal Umbrella Liability Insurance provides extra liability insurance beyond your homeowners and auto policies. So if your homeowners or your auto policies don’t provide enough coverage for an auto accident that you cause or an injury on your property, the Personal Umbrella Liability Insurance will cover the difference.